Effective Date: April 15, 2026
These Terms of Use ("Terms") govern your use of the SubExpense application ("App") provided by Big Stone Studios ("we", "us", or "our"). By downloading, installing, or using the App, you agree to these Terms.
1. Use of the App
SubExpense is a subscription and recurring expense tracking application. You may use the App for personal and business expense tracking purposes. You must be at least 13 years old to use the App.
2. Account
You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate information when creating your account and to keep it up to date.
3. Subscriptions & Payments
SubExpense offers optional auto-renewable subscriptions ("SubExpense Pro") that unlock additional features.
- Billing: Payment is charged to your Apple ID account at confirmation of purchase.
- Renewal: Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period.
- Management: You can manage or cancel your subscription in your Apple ID account settings.
- Plans: Monthly and yearly plans are available. Prices are displayed in the App before purchase and may vary by region.
- Free trial: If offered, the free trial period is specified at the time of subscription. Any unused portion of a free trial is forfeited when you purchase a subscription.
4. User Content
You retain ownership of all data you enter into the App, including subscriptions, expenses, receipts, and notes. We do not claim any ownership over your content.
5. Acceptable Use
You agree not to:
- Use the App for any illegal purpose
- Attempt to reverse engineer, modify, or tamper with the App
- Interfere with the App's operation or other users' access
- Upload harmful, offensive, or inappropriate content
6. Company Profiles (Pro Feature)
Pro subscribers can create company profiles and invite team members. As a company owner or admin, you are responsible for managing your team's access and the data shared within your organization.
7. Intellectual Property
The App, including its design, code, and content (excluding user data), is owned by Big Stone Studios and protected by intellectual property laws. You are granted a limited, non-exclusive license to use the App for its intended purpose.
8. Disclaimer of Warranties
The App is provided "as is" without warranties of any kind. We do not guarantee that the App will be uninterrupted, error-free, or that it will meet your specific requirements. SubExpense is a tracking tool and does not provide financial, tax, or legal advice.
9. Limitation of Liability
To the maximum extent permitted by law, Big Stone Studios shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the App, including but not limited to missed payment reminders, data loss, or inaccurate expense calculations.
10. Termination
We reserve the right to suspend or terminate your access to the App if you violate these Terms. You may stop using the App and delete your account at any time.
11. Changes to These Terms
We may update these Terms from time to time. Continued use of the App after changes constitutes acceptance of the updated Terms. We will notify users of significant changes.
12. Governing Law
These Terms are governed by the laws of Canada, without regard to conflict of law provisions.
13. Contact Us
If you have questions about these Terms, contact us at: